Terms of Service

These Terms of Service (the “Terms”) are a binding agreement between you and OppKo LLC, a Wyoming limited liability company (together with its affiliates and parent company, collectively “OppKo,” “we,” “us,” or “our”), governing your access to and use of The Intel Club, our websites (including theintelclub.com), and the related briefings, content, and services we provide (collectively, the “Service”).

By accessing or using the Service, creating an account, or submitting information to us, you agree to these Terms and to our Privacy Policy, which is incorporated by reference. If you are using the Service on behalf of an organization, you represent that you are authorized to bind that organization, and “you” refers to that organization. If you do not agree, do not use the Service.

The Intel Club provides subscription intelligence briefings and related content compiled through automated and AI-assisted analysis of public and third-party information about the businesses, markets, competitors, and topics you ask us to monitor. The Service, including its scope, features, cadence, and presentation, may change over time. We may add, modify, suspend, or discontinue any part of the Service at any time.

You must be at least 18 years old and capable of forming a binding contract to use the Service. You agree to provide accurate and complete information and to keep it current. You are responsible for safeguarding your account credentials and for all activity that occurs under your account. Notify us promptly at hello@theintelclub.com if you suspect any unauthorized use.

• Paid plans. Paid subscriptions are billed in advance on a recurring basis (for example, monthly or annually) through our third-party payment processor. You authorize us and our processor to charge your payment method on a recurring basis until you cancel.
• Free and trial access. We may offer free or trial access on terms we specify. We may change or withdraw free or trial access at any time, and trials may convert to paid plans unless cancelled before the trial ends.
• Auto-renewal. Subscriptions renew automatically for successive terms at the then-current price until cancelled.
• Cancellation. Month-to-month subscriptions may be cancelled at any time; cancellation takes effect at the end of the current monthly billing period, and you keep access through that period. Annual subscriptions are a 12-month commitment billed in monthly installments at a discounted rate: you may turn off renewal to prevent the membership from renewing into a new 12-month term, but doing so does not end the current term early, and amounts for the committed term are non-refundable (see Refunds below). Unless you turn off renewal, an annual membership renews automatically for another 12-month term at the then-current annual rate; we send a reminder before each renewal, and you can turn off renewal at any time from your account.
• Pricing and taxes. We may change prices prospectively, with notice for the next billing period. You are responsible for any applicable taxes.
• Refunds. Except where required by law, fees are non-refundable and there are no refunds or credits for partial periods, unused access, or downgrades. We may issue refunds at our discretion.

You agree not to, and not to permit anyone to:

• use the Service in violation of any applicable law or regulation;
• resell, redistribute, sublicense, publicly display, or otherwise make the briefings or other Service content available to third parties, except as expressly permitted in writing;
• copy, scrape, data-mine, frame, reverse engineer, decompile, or attempt to derive the source code, models, or underlying methods of the Service;
• circumvent, disable, or interfere with security, rate-limiting, or access controls, or probe or test the vulnerability of any system;
• introduce malware or use the Service to transmit unlawful, infringing, deceptive, or harmful material;
• use the Service to harass, defame, or unlawfully surveil any person, or to make decisions about a person in a manner prohibited by law; or
• infringe or misappropriate the rights of any third party.

We may investigate suspected violations and may suspend or terminate access for conduct we believe violates these Terms or harms the Service, us, or others.

To deliver the Service, you provide information about yourself and about the businesses, markets, competitors, people, and topics you want us to monitor (“Inputs”). You represent that you have all rights necessary to provide the Inputs and to grant the rights below, and that doing so does not violate any law or third-party right.

You grant OppKo a worldwide, non-exclusive, royalty-free, fully paid, sublicensable, and transferable license to host, store, reproduce, process, analyze, create derivative works from, and otherwise use the Inputs to operate, provide, secure, improve, and develop the Service and our other products and services — including to train, fine-tune, and improve our and our providers’ models, algorithms, and systems — all as further described in our Privacy Policy. We may retain and continue to use Inputs in de-identified or aggregated form without restriction.

The Service, including its software, design, text, graphics, and the briefings we produce (but excluding your Inputs and third-party materials), and all related intellectual property rights, are owned by OppKo or its licensors. Subject to your compliance with these Terms and payment of applicable fees, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the briefings for your own internal business purposes. No rights are granted except as expressly set out here. Any feedback you provide may be used by us without restriction or obligation to you.

The Service may incorporate, summarize, or link to information and materials from third parties. We do not endorse and are not responsible for third-party content, products, or services, and your use of them may be subject to separate terms. References to any company, product, or person do not imply affiliation or endorsement.

To the maximum extent permitted by law, the Service is provided “as is” and “as available,” without warranties of any kind, whether express, implied, or statutory, including any implied warranties of merchantability, fitness for a particular purpose, title, accuracy, and non-infringement. We do not warrant that the Service will be uninterrupted, secure, error-free, or that any content will be accurate or reliable.

To the maximum extent permitted by law, in no event will OppKo, its affiliates, or their respective officers, employees, or agents be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, data, goodwill, or business opportunities, arising out of or relating to the Service or these Terms, even if advised of the possibility of such damages.

Our total aggregate liability for all claims relating to the Service will not exceed the greater of (a) the amounts you paid to us for the Service in the twelve months before the event giving rise to the claim, or (b) one hundred U.S. dollars ($100). Some jurisdictions do not allow certain limitations, so some of the above may not apply to you.

You agree to indemnify, defend, and hold harmless OppKo and its affiliates from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or related to your Inputs, your use of the Service, or your violation of these Terms or any law or third-party right.

These Terms apply while you use the Service. You may stop using the Service at any time; cancellation of a paid subscription is governed by Section 4. We may suspend or terminate your access at any time, with or without notice, including for violation of these Terms or to protect the Service or others. Upon termination, your right to use the Service ends; sections that by their nature should survive — including ownership, disclaimers, limitations of liability, indemnification, and dispute terms — will survive.

We may modify these Terms from time to time. If we make material changes, we will take reasonable steps to notify you, such as by posting the updated Terms with a new “Last updated” date or by other reasonable means. Changes are effective when posted. Your continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

These Terms are governed by the laws of the State of Wyoming, United States, without regard to its conflict-of-laws rules. Before filing a claim, you agree to first contact us at hello@theintelclub.com and attempt to resolve the dispute informally. Any dispute not resolved informally will be subject to the exclusive jurisdiction of the state and federal courts located in the State of Wyoming, United States, and you consent to personal jurisdiction there. To the extent permitted by law, you and we waive any right to a jury trial and to participate in a class or representative action.

These Terms, together with the Privacy Policy and any order or plan terms, are the entire agreement between you and us regarding the Service. If any provision is held unenforceable, the remaining provisions remain in effect. Our failure to enforce a provision is not a waiver. You may not assign these Terms without our consent; we may assign them, including to an affiliate or in connection with a merger, acquisition, or sale of assets. We are not liable for delays or failures caused by events beyond our reasonable control.

Questions about these Terms? Contact us at hello@theintelclub.com.